Prosperous Funding Solutions

Funding Options

The right capital, structured your way.

Compare our six funding products. Not sure which fits? One application shows all your options.

Most Popular

Merchant Cash Advance

Fast working capital repaid as a small share of future sales. Flexible, revenue-based, and built for momentum.

Amount

$5K – $2M

Speed

Same-day funding

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  • ✓Approvals in about 1 hour
  • ✓Payments flex with your revenue
  • ✓Bad credit considered
  • ✓No collateral required

Term Loans

A lump sum with predictable fixed payments over 1–5 years for expansion, equipment, or refinancing.

Amount

$25K – $5M

Speed

1–3 days

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  • ✓Fixed, predictable payments
  • ✓Terms up to 5 years
  • ✓Competitive rates
  • ✓Use for any business purpose

SBA Loans

Government-backed financing with the lowest rates and longest terms available to small businesses.

Amount

$50K – $5M

Speed

2–6 weeks

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  • ✓Terms up to 25 years
  • ✓Low, government-backed rates
  • ✓Real estate and acquisition use
  • ✓Expert application support

Business Line of Credit

Revolving access to capital. Draw what you need, pay interest only on what you use.

Amount

$10K – $1M

Speed

1–2 days

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  • ✓Draw anytime
  • ✓Pay only on what you use
  • ✓Replenishes as you repay
  • ✓Perfect for cash-flow gaps

Credit Repair

Strategic credit restoration that strengthens your profile and unlocks better funding terms.

Amount

Custom plan

Speed

30–90 days

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  • ✓Personal & business credit
  • ✓Dispute inaccurate items
  • ✓Score-building roadmap
  • ✓Prepares you for SBA & term loans

Hard Money Loans

Asset-backed real estate financing for investors who need speed over paperwork.

Amount

$100K – $10M

Speed

5–10 days

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  • ✓Fix-and-flip & bridge
  • ✓Asset-based approval
  • ✓Close in days
  • ✓Interest-only options

Ready to see what you qualify for?

One short application. No obligation. Decisions in about an hour.